Cholamandalam Financial Holdings Limited (CFHL) Company Profile: Products, Promoters and Clients

Cholamandalam Financial Holdings Limited (CFHL) Company Description:

Cholamandalam Financial effects Limited( CFHL) is a Core Investment Company and the holding company for the fiscal services arm of the Murugappa Group, one of India's leading business empires. Registered with the Reserve Bank of India, CFHL holds significant shares in crucial accessories Cholamandalam Investment and Finance Company Limited( CIFCL), a top NBFC immolation vehicle finance, property and home loans; Cholamandalam MS General Insurance Company Limited( CMSGICL), a common adventure with Mitsui Sumitomo Insurance furnishing a wide range of general insurance products; and Cholamandalam MS Risk Services Limited( CMSRSL), which offers threat operation and engineering results.

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Q1. What are the Product and service offerings of the company?

Vehicle Finance, Loans against Property, Home Loans, and other Secured/ relaxed Loans( through CIFCL) General Insurance products like Motor Insurance, Health Insurance, Travel Insurance, Property Insurance,etc.( through CMSGICL) Risk Management and Engineering results( through CMSRSL)

Q2. Who are the Promoters/Management of the company?

Mr. M M Murugappan, Chairman &Non-Executive Director, holds a Master’s degree in Chemical Engineering from the University of Michigan, USA. He has previously served as Managing Director of CUMI and is presently Chairman of CUMI, Cholamandalam MS General Insurance Company Limited, and Cholamandalam Financial goods Limited. He sits on the boards of several companies, including IIT Madras Research Park, Cyient Limited, Ambadi Investments Limited, and Murugappa Organo Water results Private Limited. A fellow of the Indian Ceramic Society, he is also a member of the American Institute of Chemical Engineers, Indian Institute of Chemical Engineers, and the Plastics & Rubber Institute, and serves on the Board of Governors at IIT Madras.

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Ms. Vasudha- Executive Independent Director, holdsaB.Sc.andM.Sc. in Zoology from Stella Maris College and Madras University, singly, and is a pukka Associate of the Indian Institute of Bankers. She began her career with State Bank of India( SBI) as a probationary officer in 1981 in Delhi and retired as Chief General Manager in 2017. She has also served as MD & CEO of an SBIattachment.Ms. Sundararaman was necessary in administering business processre- engineering systems in retail loan processing and led a significant HR design aimed at enhancing individual performance within the bank.

Q3. Who are the Clients of the company?

The clients of CFHL and its subsidiaries include individuals, small and medium enterprises (SMEs), corporate customers, and businesses across various industries.

Written By:Khush Kothari

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