Qgo Finance, Aditya Vision And Macfos Limited Good to Excellent Results

Qgo Finance Ltd.

Recent filing: (GOOD TO EXCELLENT RESULTS) For the quarter ending Jun-24 for QGO Finance, Sales up 25% YoY from INR 3.3 Cr in Jun-23 to INR 4.1 Cr in Jun-24. Similarly, Net Profit up 71% from INR 0.5 Cr to INR 0.9 Cr. On a QoQ basis, Sales up 10% and Net Profit down 1%.

SUMMARY: 7y Operating Profit uptrend | 7q Operating Profit uptrend | PE 14.9x (Sector PE range 20-40) | Excellent Jun-24 results | Fund Raise | NBFC

  • MCap of INR 44.9 Crore (share price = INR 64.5 / share) (as on 30th Jul ‘24)
  • TTM PE 14.9x (as on 30th Jul ‘24) Retail float = 17% (Jun-24)

FOOD FOR THOUGHT: SME loan default risk | Reduction of stake by Veena Nikhil Morsawala

Q1. What are the Products and Services offered by Qgo Finance?

Qgo Finance provides business loans (secured and unsecured SME working capital loans), retail loans (unsecured loans to salaried employees at SMEs), project loans (secured loans to finance construction of housing projects), loan against property. Other than these, the Company also provides consultancy and advisory services.

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Aditya Vision

Recent filing: (GOOD TO EXCELLENT RESULTS) For the quarter ending Jun-24 for Aditya Vision, Sales up 39% YoY from INR 641 Cr in Jun-23 to INR 889 Cr in Jun-24. Similarly, Net Profit up 43% from INR 37 Cr to INR 53 Cr. Comparison is not valid on a QoQ basis.

SUMMARY: 7y Operating Profit uptrend | PE 64.8x (Sector PE range 30-70) | Excellent Jun-24 results | Fund Raise | New stores | Institutional entry | Ace Investor | Consumption

FUTURE OUTLOOK: As per Q1FY25 Investor Presentation, Company targeting to grow at 20-25% Revenue CAGR over the next 3-5 years.

  • MCap of INR 6,009 Crore (share price = INR 4,670 / share) (as on 30th Jul ‘24)
  • TTM PE 64.8x (as on 30th Jul ‘24) Retail float = 8.5% (Jun-24)

FOOD FOR THOUGHT: Exposure to intense competition in consumer durable retailing segment.

Q2. What are the Products and Services offered by Aditya Vision?

Aditya Vision is a fast growing and service oriented electronic retail chain in Bihar, Jharkhand and Uttar Pradesh. Began in 1999, now the company has its presence in almost all the districts of Bihar. It is a group of multi-brand stores dealing in consumer durables of all kinds.

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Macfos Limited

Recent filing: (GOOD TO EXCELLENT RESULTS) For the quarter ending Jun-24 for Macfos Limited, Sales up 2.2x YoY from INR 25.8 Cr in Jun-23 to INR 56.8 Cr in Jun-24. Similarly, Net Profit up 2x from INR 2 Cr to INR 4.01 Cr. On a QoQ basis, Sales up 39% and Net Profit down 11%.

SUMMARY: 5y Operating Profit uptrend | PE 59x (Sector PE range 50-100) | Excellent Jun-24 results | Fund raise | Tech platform

FUTURE OUTLOOK: As per Q1FY25 Investor Presentation, Company anticipates continued strong demand for products and is confident in maintaining YoY growth trends in both revenue and profitability.

  • MCap of INR 773 Crore (share price = INR 820 / share) (as on 30th Jul ‘24)
  • TTM PE 59x (as on 30th Jul ‘24) Retail float = 15% (Jun-24)

FOOD FOR THOUGHT: Competition from Amazon.

Q3. What are the Products and Services offered by Macfos Limited?

Macfos is engaged in the marketing of electronic components, which find their application in Automotive Industry, IoT, Health Sector, Renewable Energy Sector, Drone manufacturing. Through its website and mobile application, Robu.in, it sells a broad range of electronic components like Robotic parts, Drone parts, Development Boards, Motors, Sensors, Motor Drivers, Pumps, Chargers etc.

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